RV Insurance


  • Increase deductibles to whatever you can afford.
  • Use disappearing deductible (after year without claims, deductible decreases by 25%)
  • If you're not a full timer, only need to insure breakables — 'cause you have homeowners already.
  • At renewal time ask your agent about any credits you may have, e.g. safe driving course, braking systems, alarm systems, etc. Note: RVAA accepts its own safe driving course (6 hours), but not the RV Driving School.
  • Save your receipts for any upgrades you make to your RV.

Actual Cash Value: This pays the Blue Book value. Keep in mind, the premium didn't go down to reflect the diminished liability of the insurance company to pay in the event of a total loss. Purchase price or replacement is better.

Unless otherwise stated, the content of this page is licensed under Creative Commons Attribution-ShareAlike 3.0 License